Securely link all current accounts, credit cards, savings, pensions, investments, and debt for a clear picture of your finances. Moneyed breaks down and categorises spending to make budgeting easy.
Moneyed has the same level of security as banks, in addition to two factor authentication and remote session termination, all data is encrypted and securely stored. Moneyed is regulated by the UK Financial Conduct Authority and account linking is “read-only”.
"I had no idea how much money I was actually spending each month until I used Moneyed. Now I have a clear picture of where my money is going."
Set financial goals that matter to you. Whether it's buying a house, raising a family, or retiring. Moneyed combines advanced optimisation techniques, machine learning algorithms, and financial analytics to generate a personalised financial plan.
Financial projections help to identify future shortfalls and strategies suggest changes to your savings to ensure you meet your goals.
"I always just made the default pension contribution and put whatever I had left at the end of the month into savings for a house deposit. The app definitely gave me a wakeup call. Now, I save a set amount each month and I'm on track to buying a house in two years. I've also increased my pension contributions."
Moneyed enables you to track progress to achieving important life goals and quickly respond to any changes life throws at you, whether it’s due to a change in personal circumstances, like a pay cut, or changes implemented by the government, like yearly tax rules.
"Seeing the progress bar filling up for all my goals really helps to motivate me to keep saving!"
Moneyed helps you understand the costs and tax implications of your plan.
The app provides a clear overview of all costs likely to be involved in buying a house, like stamp duty and fees, not just the deposit. In addition to information about potential tax credits for childcare, or tax implications associated with pension contributions, and much much more.
"The in-app insights helped me see the advantages of opening a Lifetime ISA - free money from the government to help buy my flat."